After I played around with the brightness and contrast levels, I ended up with this:
Definitely a brighter, more vibrant picture. Maddie pops! The background is a bit glaring, but not that bad for what I am using. I am planning on purchasing Photoshop Elements which will be more effective and hopefully teach me a lot. Another future dream is a DSLR camera, probably the Nikon D60, but that is a purchase for another day!
Here is a Katie before and after, just so she doesn't feel left out! (This was brightened and cropped.)